How Much Does Hail Damage Repair Cost?
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- Typical Range: $350 to $50,000
- National Average: $10,032
Hailstorms can fill many people with dread, and the resulting damage to a roof or the family car can mean hundreds or even thousands of dollars in costly repairs. According to Angi and HomeAdvisor, hail damage repair costs can range from $350 to $50,000, with the national average at $10,032. When Mother Nature strikes, the most common areas for hail repair are typically the roof, patio, deck, porch, and siding, as well as any resulting water damage. Repairing roof damage from a storm typically runs about $700. This price can vary greatly due to the extent of the damage, the roof material, and the roof design. The cost of materials and labor can fluctuate depending on geographic location, since certain areas are more susceptible to severe storms, which can increase the overall hail damage repair cost. It’s important to note that once hail damage has been detected, it’s vital to begin the repair process quickly to avoid additional distress to the area. Search online for “hail repair near me” or “car dent removal near me” to find reputable professionals in your area.
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Factors in Calculating Hail Damage Repair Cost
Several factors can influence hail damage repair costs. Prices can differ from the national average due to the location and extent of the damage, any associated damage, the cost of materials, and labor prices.
Location of Damage
The location of the damage plays a crucial role in determining hail damage repair costs. Depending on what’s been damaged, the price of materials and labor can fluctuate. Some of the most common locations for hail damage are gutters, windows, siding, roof, deck, porch, driveway, and vehicles.
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Extent of the Damage
Once hail damage has been spotted, the next step is to know the extent of the damage. A skilled professional should inspect the location and determine what needs to be immediately repaired. The severity of the damage is directly related to how expensive the hail damage repair cost will be.
Associated Damage
Water damage from a hailstorm can cause a ceiling to collapse, warp walls and floors, and cause mold and mildew growth. The average cost to repair a water-damaged ceiling runs from $330 to $1,100, the cost to repair drywall ranges between $280 and $790, and flooring repair costs from $200 to $500. Expect to pay approximately $2,200 for mold remediation.
Materials
The cost to repair hail damage depends on what’s been damaged, if a replacement is needed, and what type of materials are needed for repairs. Roof repair averages around $700, but it depends on the roofing material. Tile roofs cost between $700 and $800 per square, which is equal to approximately 100 square feet. Asphalt shingles run between $1 and $5 per square foot, averaging from $1,700 to $8,400 for a full replacement, while metal roofing repairs run about $300.
Labor
Labor costs can range between $50 and $200 per person per hour. The actual amount depends on what is being repaired and the extent of the damage. Siding repair typically runs about $50 per hour, roof and water damage repair is around $75 per hour, and foundation repair can cost as much as $200 per hour. Keep in mind that many repair jobs require two or more professionals per job.
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Additional Costs and Considerations
When budgeting for hail damage repair costs, it’s helpful to know about any additional costs and considerations. These can include insurance deductibles, mold remediation costs, and building permit fees.
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Homeowners Insurance Deductible
Homeowners insurance will typically pay for hail damage to a home. Homeowners will have to pay the deductible and any tangential expenses. In areas with a higher risk of wind or hail events, homeowners may have a separate deductible that’s based on a percentage of the property’s insured value. The percentages can range from 1 to 5 percent of the property’s insured value.
Mold Remediation
If mold is found, expect to pay approximately $2,200 for mold remediation. Since mold spores can begin to grow in just 24 to 48 hours, it’s important to have a professional come in and inspect the home. Undetected mold and mildew growth can lead to serious health hazards.
Building Permits
Some areas may require a building permit for roof replacement or significant repairs. The average price for a building permit is $75. Always check the local regulations for building permit requirements.
Types of Hail Damage
The location of hail damage plays a significant role in the overall cost of repairs. While the price range for home repairs due to hail damage can be extreme, it depends on how widespread the overall damage is to the home and property. Here are some of the usual locations where hail damage occurs and the average repair costs.
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Roof Damage
Hail can damage a roof by expediting shingle aging or granule loss. Wooden shingles can be split and tiles can be cracked and shattered. Roof damage is the most common repair after a hailstorm.
- Asphalt. Asphalt shingle replacement can run from $1,700 to $8,400, or $1 to $5 per square foot. Even if the shingles don’t appear damaged to the untrained eye, hail can reduce their ability to resist moisture and repel sunlight. The overall cost of repairs depends on the type of asphalt shingle and the extent of the damage.
- Tile. Repairing a tile roof ranges from $700 to $800 per square, which is approximately 100 square feet. Costs can increase for a large roof or if the damage is extensive. Tile roofing repair requires an experienced and skilled professional to avoid further damaging the material.
- Metal. Fixing a metal roof costs around $300. The interlocking metal sheets can be dented and punctured from hail or falling tree branches, which results in leaking and water damage.
Gutter Damage
Expect to pay between $180 and $570 for gutter repairs. Hail can damage gutters during a storm by denting them and making them susceptible to breakage and wind damage. It’s common that sections will need to be replaced after hail damage.
Siding Damage
Siding repairs typically average $600, but the total depends on the scope of the damage and the type of siding. Cracks or dents are the most common type of damage.
- Vinyl. Vinyl siding runs from $2 to $12 per square foot. It’s typically storm resistant and easier to replace than to fix, since color matching is difficult. While vinyl siding is popular since it’s lightweight, easy to maintain, and durable, it can be damaged by strong hail.
- Metal and aluminum. Metal and aluminum siding ranges from $3 to $6 per square foot. Repairs to metal siding are usually more expensive than those to vinyl or cement fiber. Metal siding is typically more durable than wood siding, but a strong hailstorm can cause considerable denting.
- Wood. Wood siding costs about $9 per square foot. It’s more at risk for water damage than other types of siding and, if chronically neglected, it can rot and break down.
- Cement fiber. This type of siding can cost approximately $150 per 100 square feet and $300 to $850 for labor. This sturdy and eco-friendly siding choice can add an extra 5 to 14 percent to the cost of materials.
Window Damage
Windows damaged in a hailstorm will usually need to be replaced. Broken window glass repair can run from $100 to $650. Keep in mind that custom or energy-efficient windows will cost significantly more to replace.
Deck or Porch Damage
If a deck or porch is damaged during a hailstorm, it can cost between $670 and $3,000 or more for repairs. If damage is observed in this location, be sure to avoid walking on the deck or porch to avoid collapse and injury. The material of the structure will affect the hail damage repair costs. Concrete patios can cost from $50 to $800 to repair, a wooden or composite deck can range from $790 to $3,000 or more, and a tile surface can cost between $100 and $900 to repair.
Driveway Damage
Asphalt driveways are commonly damaged by hail. Minor divots can be patched and resealed, but if there is extensive damage to the structure of the driveway, it may need to be replaced.
Water Damage
Water damage is common after hailstorms, and it can cause issues with flooring, walls, and ceilings. Ceiling repairs typically run from $330 to $1,100, flooring repairs cost between $200 and $500, and drywall repair will range from $280 to $790. Water damage needs to be dealt with quickly to diminish the risk of mold and mildew growth. If mold and mildew are found, it can cost around $2,200 for remediation.
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Car Damage
Car hail damage repair can cost between $1,000 and $3,500. Hail can dent the surface and crack the windshield, windows, and sunroof. For smaller dents, paintless dent repair can be a good option. Paintless dent repair cost will depend on the size and location of the dent and can run from $50 to $125 for a dent roughly an inch in size. Comprehensive car insurance usually pays for hail damage, but for minor damage it may not be worth making a claim if the deductible is close to the repair cost.
Reasons to Get Hail Damage Repaired
If a home has been damaged by hail, it’s important for the homeowner to begin repairs as quickly as possible to avoid additional harm to the structure. Here are a few reasons to get hail damage repair to a home.
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Leaking Roof
Hail damage can result in a leaky roof. Repairing leaks can range from $400 to $1,000 on average. Water entering the house can cause insulation, drywall, ceiling, and flooring damage. It also puts the house at risk of mold and mildew growth.
Brittle Siding
Siding damage can be seen as dents, cracks, holes, or punctures. Damaged siding can become brittle and susceptible to wind damage and breakage.
Unstable Deck
Damaged decks can become unstable and unsafe to use. Avoid walking on a damaged deck to avoid injuries and risk of collapse.
Window Cracks
Strong hailstorms can chip, crack, and break windows and skylights. Be sure to examine every window to spot damage, and expect to pay for window pane replacement.
Broken Gutters
Gutters that have experienced hail may dent, crack, or break. Broken gutters can cause water damage to the siding and foundation and will need to be replaced.
Future Issues
It may take some time to recognize issues that result from a hailstorm. Some potential problems can be damage to trees, landscaping, patio furniture, or electrical wiring.
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Hail Damage Repair: DIY vs. Hiring a Professional
Depending on the location, repairing hail damage can be a risky and dangerous job. Hail damage on a roof can cause the surface to be unstable. It’s best to call in a professional to assess and determine the extent of the damage and to conduct the repairs or replacement. Many home insurance companies will not cover hail damage repair unless it is conducted by an experienced and licensed company.
How to Save Money on Repairing Hail Damage
Dealing with hail damage repair can send many homeowners scrambling to find ways to save money. Staying within a budget for hail damage repair costs can be challenging, and the additional fees associated with the project can quickly add up. One way to save money on hail damage repair costs is to go with the minimum and cheapest repair, but there are other ways to save without compromising what you want.
- Get multiple estimates. Get at least three estimates from reputable hail repair professionals in your area.
- File a claim. Filing an insurance claim for hail damage to your home will help relieve financial stress. Keep in mind that homeowners will still need to pay the deductible and for any repairs that aren’t covered by insurance.
- Bide your time. If the repair isn’t critical, such as for minor roof or window repairs, you may be able to wait to repair certain areas until demand isn’t as great.
- Ask for discounts. Some hail repair professionals may offer discounts for multiple repairs to a home. Others may offer discounts for signing up for a mailing list.
- Use assistance. Local or federal government assistance programs can help homeowners with hail repair from a storm that damaged numerous homes in the area.
- Search for rebates. If you decide to upgrade your home while repairing or replacing different elements, the government offers rebates for energy-efficient options for the home.
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Questions to Ask About Hail Damage Repair
Hiring trustworthy professionals to take care of hail damage can be a daunting experience. Knowing what questions to ask can minimize miscommunication and save money. Here are some questions to ask a hail damage repair professional.
- How long have you been in business?
- Are you licensed and insured?
- Do you have references?
- Do you specialize in hail and storm repair?
- Do you provide mitigation services?
- Can you help with an insurance claim?
- Do you have any discounts or specials?
- Should I repair the damage now, or wait?
- Who will repair the damage?
- What type of hail repair do you provide?
- How long will the repairs take?
- How can I leave a review?
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FAQs
Staying within your budget for hail damage repair costs can be a formidable process. Here are some frequently asked questions about hail damage repair costs to help guide you in your decisions.
Q. What happens if I decide not to fix my hail damage?
Not fixing hail damage can lead to more severe issues in your home. Water damage, mold, mildew, rot, and structural damage can seriously impact the safety of your home, not to mention decrease the overall value and curb appeal. Many insurance companies have a time limit for claims, so waiting to file an insurance claim can backfire on homeowners.
Q. Can I fix hail damage by myself?
Some homeowners may be tempted to repair hail damage on their own to save some money. Be advised that many insurance companies will deny a claim if the repairs are not handled by a licensed professional. Many hail damage repairs can be dangerous, such as roofing repairs. The last thing anyone wants is to fall off a roof or fall through the surface and be seriously injured.