The Best Home Warranty Companies in Kansas of 2023

Whether you are a new home buyer or you’ve owned your home for years in Kansas, protecting it is a top priority. Over time, your home’s systems and appliances can break down due to normal wear and tear, which a homeowners insurance policy doesn’t cover. A home warranty, however, steps in and removes the financial burden of eligible home repair costs.

We at the Home Media reviews team have compared the best home warranty companies in the United States by analyzing coverage options, costs, customer service and additional perks. Below, we’ve narrowed down our top picks for Kansas homeowners.

Here are the best Kansas home warranty companies paired with a key feature:

American Home Shield

American Home Shield (AHS) offers coverage for items with preexisting conditions, generous payout caps and comprehensive protection for major systems and appliances in its base plans. AHS also covers rust, corrosion and sediment damage. Plus, it doesn’t require a home inspection before granting coverage.

Pros and Cons of American Home Shield

Review American Home Shield’s key pros and cons:

+ Offers add-on coverage for a guest unit up to 750 square feet
+ Has high per-plan coverage caps ($3,000 for ShieldSilver and ShieldGold; $6,000 for ShieldPlatinum)
+ Provides rekey coverage in its base systems plan

– Charges higher monthly premiums than competitors
– Requires claims to be filed as soon as problems are discovered

Plans and Coverage

American Home Shield provides three plans for your home protection needs. ShieldSilver covers major systems, and ShieldGold covers major appliances. Both ShieldSilver and ShieldGold come with a $3,000 coverage cap per covered item. Also, the ShieldSilver covers  items other providers don’t, including doorbells, chimes and heating units. 

The ShieldPlatinum plan covers everything in the ShieldSilver and ShieldGold plans, plus code upgrades, roof-leak protection and refrigerant. ShieldPlatinum also adds an increased coverage cap of $6,000 per covered item.

The table below highlights the items covered by American Home Shield in each plan.

AHS offers a few add-on options:

• Electronics protection
• Guest unit under 750 square feet
• Pool and spa
• Roof-leak repair
• Septic pump
• Well pump

Cost

Based on the quote we obtained for a single-family home in Olathe, Kan., AHS costs $39 to $110 per month, depending on your selected plan and service call fee.

The table below outlines American Home Shield’s monthly premium per plan and corresponding service call fees.

Liberty Home Guard

Liberty Home Guard (LHG) is another provider that offers peace of mind through its home warranty plans and top-rated customer service. Sites that collect customer reviews, such as Trustpilot and Google Reviews, consistently give LHG high ratings. 

LHG offers a $2,000 coverage cap per covered system, appliance and add-on. It extends a 60-day workmanship guarantee on completed repairs, which is double the 30-day industry standard. LHG also offers coverage for a second air conditioning and heating system within its standard plans. Most providers include coverage for second units only as an add-on.

Pros and Cons

Here are our key pros and cons for Liberty Home Guard coverage:

+ Provides a minimal wait time when calling customer service
+ Extends a 60-day workmanship guarantee on completed repairs
+ Offers discounts on appliances and second property policies

– Lacks transparency with service call fee pricing
– Doesn’t lower monthly premium with higher service call fees

Plans and Coverage

Liberty Home Guard offers three protection plans: Appliance Guard, Systems Guard and Total Home Guard. Appliance Guard specifically covers home appliances, Systems Guard focuses on home systems coverage, and Total Home Guard mixes systems and appliance coverage into one comprehensive package. LHG provides more than 30 unique add-on selections, such as instant hot water dispensers and stand-alone ice makers, to fully customize your home protection. 

The table below highlights the items covered in each of LHG’s plans.

LHG provides these optional add-ons:

Cost

Based on your plan and add-on selections, Liberty Home Guard coverage costs $50 to $60 per month. A customer representative explained that LHG selects your service call fee based on your home’s size and type, location, plan selection and add-on options. 

The table below highlights LHG’s monthly plan costs.

First American Home Warranty

First American Home Warranty provides Kansas homeowners comprehensive appliance and home systems coverage at an affordable rate. First American includes a generous $3,500 coverage cap for each covered major appliance. It also doesn’t cap certain systems, such as HVAC, plumbing and electrical systems. You can also enjoy discounts on select major appliance purchases. 

Pros and Cons of First American Home Warranty

Here is our list of key pros and cons for First American Home Warranty:

+ Offers a generous $3,500 coverage cap limit per covered appliance
+ Doesn’t cap coverage for HVAC, ductwork, electrical, water heaters or garage-door openers
+ Covers preexisting conditions with its First Class Upgrade

– Only offers air conditioning coverage as an add-on
– Doesn’t allow you to choose your service provider

Plans and Coverage

First American provides two protection plans for no-frills coverage. Its Basic Plan covers just appliances, and its Premier Plan combines major appliance and systems coverage. First American pairs each plan with its standard $85 service call fee. Its First Class Upgrade is available as an add-on, covering items such as appliance knobs, dials and hinges, code violations and appliance removal costs.

The table below shows the items each plan covers.

First American Home Warranty offers several add-on coverage options:

• Central air conditioning (electric)
• First Class Upgrade*
• Pool/spa
• Secondary refrigeration
• Well pump

*The First Class Upgrade includes coverage for cosmetic damage to home appliances and systems, plus coverage for expenses related to removing an appliance, using cranes during installation, and getting required permits for replacing appliances.

Cost

Expect to pay $41 to $52 per month alongside First American’s standard $85 service call fee, depending on your selected coverage.

The table below highlights First American’s monthly plan costs.

America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) is another provider that, similar to Liberty Home Guard, offers customizable coverage plans. However, it differs in its total number of plans, coverage caps and workmanship guarantee.

AFC Home Club provides an unlimited workmanship guarantee through the length of your plan, which is the longest workmanship guarantee in the industry. The provider also offers three service call fee options, reducing your monthly premium when selecting a higher service call fee.

Pros and Cons of America’s First Choice Home Club

Check out our key pros and cons for AFC Home Club:

+ Allows you to choose your service provider
+ Offers plan variety via four coverage plans and three service call fee options
+ Includes security perks, such as identity protection and free credit monitoring

– Excludes coverage for unknown preexisting conditions
– Limits coverage caps for items that are at least 5 years old to their depreciated values

Plans and Coverage

AFC Home Club offers four coverage plans. AFC Home Club’s base plans, the Systems plan and the Silver plan, protect home systems and appliances, respectively. AFC Home Club provides a $3,000 coverage cap per covered appliance, while certain systems, such as air conditioning and heating, have unlimited coverage caps. Other systems are limited to lower coverage caps, such as water heaters, ductwork, electrical and plumbing systems. 

The Gold and Platinum plans cover every item listed in the Systems and Silver plans. However, the Platinum plan features additional coverage for items such as plumbing stoppages, faucets, ice makers and built-in microwaves.

The table below highlights AFC Home Club’s coverage options.

AFC Home Club includes the following add-on options:

Cost

AFC Home Club costs $38 to $64 per month, depending on your selected coverage plan and service call fee.

The table below displays AFC Home Club’s monthly premiums.

Select Home Warranty

Select Home Warranty is our final recommendation for Kansas homeowners due to its budget-friendly coverage plans. Each plan is paired with Select’s standard $75 service call fee. Further, the company offers a quick response time when processing claims. Select states that it will send a professional service technician within 12 hours for claims filed during normal business hours. Select also includes roof-leak repair coverage in every plan.

Pros and Cons of Select Home Warranty

Review our top pros and cons for Select Home Warranty coverage:

+ Includes roof-leak coverage in every plan with a $400 annual cap
+ Provides coverage plans for less than $50 per month
+ Responds to claims within 12 business hours

– Prevents you from choosing your service provider
– Limits coverage caps for electrical, plumbing, appliances and add-ons

Plan and Cost

Select Home Warranty offers three affordable coverage plans: Bronze Care, Gold Care and Platinum Care. The Bronze Care plan covers appliances, which have a $500 coverage cap. Its Gold Care plan covers major systems. Select includes a $3,000 coverage cap for heating and cooling systems, although other covered systems, such as electrical, plumbing, ductwork and water heaters, are limited to $500 per item. Its Platinum Care plan covers appliances and systems and adds plumbing stoppage and garage-door opener coverage.

The table below highlights Select’s coverage options.

Select Home Warranty has the following add-ons:

Cost

Based on your plan and add-on options, expect to pay $44 to $48 per month with Select’s standard $75 service call fee.

The table below shows Select’s monthly premiums in detail.

Compare monthly prices for Kansas home warranty providers in the table below.

Kansas keeps home warranties, or service contracts, separate from its insurance regulations. However, if you believe your home warranty provider has violated your contract, you can register a complaint with the Kansas Attorney General’s Office for consumer protection.

The home warranty industry also provides regulation through industry organizations. For example, the Service Contract Industry Council (SCIC) is a national trade association that works alongside state legislators to develop more consistent service contract regulation across the United States. The SCIC advocates for the protection of consumer interests and provider regulation.

The SCIC provides a list of compliant home warranty companies. Although it’s not a comprehensive list of reputable home warranty providers, it can be a good resource when vetting potential providers for your home.

A home warranty is an option for homeowners who cannot afford costly home system and appliance breakdowns or want a simple way to budget for it. American Home Shield is our editors’ choice for its plan flexibility, comprehensive coverage and tenure in the industry. 

Liberty Home Guard provides a 60-day workmanship guarantee, and First American Home Warranty covers preexisting conditions, miscellaneous items and repair fees with its First Class Upgrade add-on. As you narrow down your options to the ones offering coverage that matches your needs, we recommend requesting quotes from three providers and reading their sample contracts to understand specific plan costs, coverage and exclusions.

Our consumers rely on us to provide objective and accurate information — as such, we create a comprehensive rating system to formulate our rankings of the best home warranty companies. This system accounts for a wide range of ranking factors, and we collect data on dozens of home warranty providers to grade the companies on each factor. The end result is a cumulative score for each provider — companies that score the most points top the list.

To ensure our research is as thorough as possible, we call every major home warranty provider directly and speak with representatives to get quotes, specifics on coverage options, availability based on location and additional information. We also review sample contracts to better understand what each plan covers and to identify limitations. In addition, we simulate the process of reaching out to each company’s customer service team to evaluate their level of helpfulness and ability to solve problems.

Once we gather all relevant data, we use the following scoring system to grade each home warranty company on a 100-point scale, then convert the score to a 5-point rating:

• Overall plan options (25 points): Companies that offer a variety of plan options are more likely to meet consumer needs. Thus, we award more points to providers that offer more plans and greater flexibility.
• Cost (25 points): Monthly fees and service fees are both taken into consideration. The lower the fees, the higher the score.
• Trust (25 points): We analyze customer feedback on third-party review sites to gauge the reputation of each company. We deduct points for companies that are currently facing or have recently faced civil lawsuits.
• Customer service (10 points): We base this factor on the responsiveness, friendliness and helpfulness of a company’s customer service team.
• State availability (5 points): Most home warranty companies do not serve all 50 U.S. states. Providers that offer service in most states score the highest in this category.
• Additional benefits (5 points): Promotions and discounts are among the perks that can make a home warranty more attractive to consumers. Companies that offer benefits that competitors don’t are awarded more points.
• Coverage specifics (5 points): While the total number of plan options is important, it is also essential to consider what is covered under each plan. The more comprehensive the coverage, the better.